Travel insurance We strongly recommend travel insurance for your bike tour. Everyone's needs are different, but we suggest the following coverages: Trip cancellation and interruption Travel delay Baggage delay Financial default Emergency evacuation Depending on your health insurance coverage, you may also want to look at: Medical insurance Dental insurance In order to receive the most comprehensive coverage, please note that many insurance carriers require that you purchase the policy within 7-14 days of your first trip payment. We purchase our personal travel insurance through TravelGuard. But please feel free to shop around. InsureMyTrip.com lets you compare multiple companies' policies and prices. "Cancel for any reason" coveragePlease note that most travel insurance does not cover tour company cancellation due to insufficient numbers of participants or other reasons unless it specifically offers and you purchase "cancellation for any reason" coverage. We encourage that you purchase this coverage if you are on tours that have not reached their minimum number of participants at the time you book (this applies primarily to guided group tours).